Frequently Asked Questions

Frequently Asked Questions

Am I Ready to Be a Homeowner?

More people can be a home owner than potential buyers realize. Contact us to find out how to qualify.

Is Renting or Buying Better?

It all depends on what your needs are. Everyone has different goals on what works for their lifestyle. If you plan on staying somewhere for a long time or making investments, we can discuss your best options.

What Is the Lender's Formula?

For most mortgages, lenders calculate your principal and interest payment using a standard mathematical formula and the terms and requirements for your loan.

What is PMI?

Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan. PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home’s purchase price.

Do I Need a Home Warranty?

A home warranty can be an important selling point that helps the home sell faster and at a higher price. Even after a home inspection, homebuyers can get peace of mind for at least the first year of living in their new home by buying a home warranty. Often the home seller will buy it for them.

What Should I Expect at Closing?

After you make an offer on a property, we will guide you through the closing process. Our goal is to educate you on all costs associated to your home and the final steps before keys are in your hand.

What Is Pre-approval?

It is important to find out if you even qualify to purchase a home and how much you would be potentially be approved for.

Am I Ready to Rent?

If you are looking for more space and can afford to rent a home you are ready.

Why Is Property tax important?

Property tax, also known as municipal or house tax, is assessed, imposed and collected from property owners by the relevant municipal authority. The tax collected is used for maintenance and upkeep of local civic amenities, such as footpaths, roads, sewage system, parks, streetlights and others.

Can I Ask You for Advice?

Please do! We are here to help answer any questions and guide you every step of the way. Call (888) 843-5525 today!

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